INSURANCE

From the many existing insurance services, health insurance is one insurance product that is also much demand just like insurance for your family and child education insurance or pension funds.

Each insurance provider must have said that health insurance products are the best and number one in Indonesia or even the world. live how we respond intelligently and carefully where we choose to be helpful later for many families in general and for our children.

Before choosing which insurance is right for us would be helpful to know what the heck it is health insurance. Health insurance is a health financing system that runs on the concept of risk. In the health insurance system, the risk of illness is jointly paid by the participants to pay premiums run insurer (the principle of mutual assistance).

PRINCIPLES OF HEALTH INSURANCE

Health Insurance is a health financing system that runs on the concept of risk.
Transferring risk from one individual to the group.
Dividing the amount of loss along with a fair proportion by all members of the group through the insurer.
ELEMENTS OF HEALTH INSURANCE
1. Insured (Patient).
2. Insurers (Insurance Company)
3. Health Care Provider (KDP).

TYPES OF HEALTH INSURANCE

Social Health Insurance (Social Health Insurance)
Commercial Health Insurance (Private Voluntary Health Insurance)
PRINCIPLES OF SOCIAL HEALTH INSURANCE

Participation is mandatory.
Premium / fee based on a percentage of income / salary.
Premiums / contributions are shared by workplace / enterprise and labor.
Participants / workers and their families obtain health insurance.
Participants / workers to obtain compensation during illness.
The role of big government.
PRINCIPLES OF HEALTH INSURANCE COMMERCIAL

Participation is voluntary.
Premium / fee based on absolute figures, according to the agreement / contract.
Participants / workers and their families obtain compensation for health care costs according to the agreement / contract (not comprehensive).
Government's role is relatively small.
Now that we know what it is about health insurance in the form of insurance, then we can decide which one would we choose what insurers such as Prudential, for example Jiwasraya or other health insurance services.

Quto From: Dr. Arief Suryono, S.H.,M.H